The Depo files
Straight answers for people who want to know what they can spend and move on with their day.
How to Budget After Moving
Rebuild the first 30 days after a move using new housing costs, setup charges, changed transport and grocery patterns, and a temporary settling-in buffer.
Can I Afford This? A Five-Minute Purchase Check
Check the purchase against cash available, bills before the next payday, essential spending, and the days remaining—not the current bank balance alone.
What to Do With Money Left Over at Month-End
Before treating a month-end surplus as extra, check pending charges and near-term costs. Then roll it forward, save, repay debt, or spend it deliberately.
How Often Should You Check Your Budget?
Check spending briefly after transactions, review the next seven days once a week, and rebuild the plan only after income or obligations materially change.
The 10-Minute ADHD Payday Routine
Use this short payday sequence to confirm income, cover due bills, set aside near-term costs, and choose what is safe to spend until the next check.
How to Save Money With ADHD When Goals Disappear
Savings goals are easy to set and easy to forget. Here's a simple, restart-friendly savings system built for ADHD-style attention rather than willpower.
How to Budget as a Couple With Different Incomes
You don't have to earn the same amount to build a fair household budget. Separate shared costs, personal spending and changing income clearly.
How to Budget After Having a Baby
A baby changes income, childcare and everyday spending at once. Here's how to rebuild your budget from the life you're actually living now.
How to Budget After Your Rent Goes Up
A rent increase changes the structure of your budget. Calculate the real gap, protect essentials, and decide whether smaller cuts can actually fix it.
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