The Depo files
Straight answers for people who want to know what they can spend and move on with their day.
How to Budget After Your Rent Goes Up
A rent increase changes the structure of your budget. Calculate the real gap, protect essentials, and decide whether smaller cuts can actually fix it.
How to Use Depo: Know What You Can Safely Spend Today
A complete guide to Depo's honest daily budgeting system—from setting up income, essentials, and savings to tracking spending, testing purchases, reading your stats, and understanding your net worth.
How to Budget When Your Work Hours Change Every Week
Your hourly rate may stay the same while your paycheck doesn't. Build your budget around low-hour weeks and give extra shifts a job afterward.
How to Budget After an Unexpected Expense
A surprise bill doesn't require starting your budget over. Recalculate from today, protect upcoming bills, and make the rest of the month work.
How to Stop Living on Credit Cards Every Month
If your card gets you from one paycheck to the next, paying it down isn't the whole problem. Here's how to break the monthly borrowing cycle.
How to Budget With Buy Now, Pay Later Payments
Klarna, Afterpay and other BNPL payments are future bills. Here's how to account for them without spending the same money twice.
How to Budget After Losing a Job: A 30-Day Cash Plan
A job loss makes the old budget irrelevant. Build a 30-day cash plan from what is real, protect urgent bills, and find official help before costs pile up.
How to Manage Subscriptions With ADHD
Recurring charges are easy to lose track of. An ADHD-friendly system for trials, renewals, and subscriptions you actually want to keep, not just forget.
How to Budget Without Linking Your Bank Account
You can budget without giving an app access to your bank. Compare manual methods, their trade-offs, and the questions worth asking before connecting.
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