Budgeting 101

The Depo files

Straight answers for people who want to know what they can spend and move on with their day.

budgeting basicsdaily spendingirregular income

How to budget when your income changes every month

Variable income does not require a more complicated system. It requires an honest starting point and a willingness to update.

You do not need to track everything perfectly to get a useful daily number. Here is how to keep it simple.

Start with what is available, subtract what is spoken for and what you are saving, then divide what remains across the days left.

A daily spending limit is the amount you can safely spend in one day without running short before the month ends. Here is how it works.

Check Depo. Know where you stand.

No bank login. No account linking. Just you and the number.