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Depo
Depo app showing today's safe-to-spend balance
The budget app for people who hate budgeting

Face your number

Depo tells you what you can safely spend today. No spreadsheet. No BS.

Download on the App Store
FOR PEOPLE WHO HATE BUDGETING • FOR REALISTS • FOR PEOPLE WHO JUST WANT ONE NUMBER • FOR FREELANCERS • FOR OVERTHINKERS • FOR PEOPLE FIGURING IT OUT • FOR SPREADSHEET HATERS • FOR BUDGETING DROPOUTS • FOR PEOPLE WHO HATE BUDGETING • FOR REALISTS • FOR PEOPLE WHO JUST WANT ONE NUMBER • FOR FREELANCERS • FOR OVERTHINKERS • FOR PEOPLE FIGURING IT OUT • FOR SPREADSHEET HATERS • FOR BUDGETING DROPOUTS • FOR PEOPLE WHO HATE BUDGETING • FOR REALISTS • FOR PEOPLE WHO JUST WANT ONE NUMBER • FOR FREELANCERS • FOR OVERTHINKERS • FOR PEOPLE FIGURING IT OUT • FOR SPREADSHEET HATERS • FOR BUDGETING DROPOUTS •

Build the month

Income in. Essentials and savings aside. What's left becomes your daily number.

See today

Depo splits what's left across the days ahead, then tells you what's safe to spend today. Log an expense in about three seconds, no hassle.

Safe to spend

$63

Today

Today

$32

Spend

−$12

Tomorrow

$37

That's the whole system

Spend less today? It carries into tomorrow. Spend more? Tomorrow adjusts. No reset. No lecture.

All the screens, when you need them

One app. One honest picture. Every detail.

Free to start. Depo+ unlocks the rest

There's more to see

One daily number is the start. The rest is there when you need it.

Sync across devices

Keep your budget with you.

Unlimited history

Go back as far as you need.

Import and export

Your data goes where you do.

Net worth

Everything you own and owe. One total.

Change over time

See what is moving, not just what is there.

Spending breakdowns

See where the month went.

Home screen widgets

Your number, without opening the app.

Make it yours

Choose your icon and how Depo looks.

Your own past

Compare only with your past.

Safe‑to‑spend, decoded

The blunt answers to how Depo works, why the daily number matters, and what happens when the math gets uncomfortable.

Depo is an iOS budget app that tells you exactly what you can safely spend today, instead of making you manage complex monthly categories or spreadsheets. It's built around one honest daily number and a “no shame, no spin, no BS” philosophy for people who tend to avoid traditional budgeting tools.

Depo starts with the money you have available for the rest of the month, subtracts rent, bills, debt payments, and savings you've already committed to, then divides what's left by the days remaining to give you a safe-to-spend today amount. This keeps your daily number tied to reality instead of your raw bank balance.

No. Depo is a personal budgeting tool, not a bank or financial institution, and it's designed for people who prefer to track their money without handing over their banking login. You record income, bills, categories, and spending yourself so your safe-to-spend number can stay on-device and under your control.

Yes—Depo is built around a single daily safe-to-spend number, which reduces decision fatigue and makes budgeting feel more like a quick check-in than a project. Instead of keeping a whole month's plan in your head, you just see today's number and move on, which aligns well with ADHD-friendly budgeting advice.

Depo's method works even when your income changes every month, because it always calculates your daily number based on what's actually available right now and what's already spoken for. That makes it a good fit for gig workers, service industry workers, and freelancers who can't rely on fixed paychecks.

A negative safe-to-spend today number means that, once your essentials and savings are accounted for, you've already promised more money than you have left for the rest of the month. Depo surfaces that reality so you can pause discretionary spending, adjust upcoming bills or savings if possible, and avoid end-of-month surprises.

Depo tracks your bills, categories, and savings so the daily safe-to-spend number reflects everything you've committed to—not just a single lump sum. The one number you see each day is built from those details, so you get clarity without losing structure.

Depo's Terms and Privacy Policy make it clear that it's a personal budgeting tool, not a bank, lender, broker, or investment adviser, and that your data is treated accordingly. Because Depo doesn't need your bank login to calculate your daily number, you keep direct control over what you share with the app.

Depo is designed to be a quick daily check-in: you open the app, see your safe-to-spend today number, and decide what to do with it. Once your month is set up, keeping the number current should feel like a fast habit, not another task on your to-do list.

Yes. The lifetime version of Depo+ supports Family Sharing, so this in-app purchase can be shared by everyone in a family group. Once you buy the lifetime version, each family member in your group can access Depo+ features without a separate purchase.

People love Depo

Just folks who gave Depo a try and had something to say.

It's time to see your number

Check Depo. Know where you stand.

Download on the App Store

No bank login. No account linking. Just you and the number.